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Can MediSave be used for medication?
Flexi-MediSave Treatments can be received at polyclinics, public hospital SOCs, and participating CHAS GPs. It generally covers consultation fees, medical services, drugs and tests necessary for diagnosis or treatment of a medical condition, as ordered by your doctor.
What is the MediShield coverage?
MediShield Life is a basic scheme designed to cover Class B2/C bills. As the bills for Class B1/A wards and private hospitals are much higher, MediShield Life will cover a smaller portion of the bill. The Integrated Shield Plans (IP) provide additional coverage beyond MediShield Life.
What is covered under MediSave?
MediSave is a national medical savings scheme that helps individuals set aside part of their income to pay for their personal or approved dependents’ hospitalisation, day surgery and certain outpatient expenses, as well as their healthcare needs in old age.
Does MediShield cover diabetes?
You are covered by MediShield Life even if you have a pre-existing medical condition….Coverage for Pre-Existing Conditions.
| Broad categories | Indicative examples (not exhaustive) |
|---|---|
| Chronic condition with serious complications | Hypertensive heart disease, Hypertensive kidney disease, Diabetes with kidney complications, Diabetes with eye complications |
Can I use my MediSave for my friend?
MediSave can be used for your medical expenses and those of your loved ones. You can use your MediSave for yourself or your family members. This includes your spouse, children, parents, grandparents, or siblings.
How do I check my MediShield coverage?
You will receive applicable subsidies for the MediShield Life portion of your IP, if you meet the eligibility criteria. You can log in to Healthcare dashboard ‘Coverage and premium details’ to check the coverage and premium information for yourself and the dependant(s) you are paying premiums for.
When can use MediShield?
MediShield Life is compulsory for all Singapore citizens and Permanent Residents. You must stay in a hospital for at least eight hours to make claims for the hospital bill, OR be admitted for day surgery.
Is CT scan covered by MediSave?
Outpatient MRI scans, CT scans, and other diagnostics for cancer patients. For cancer patients, you can claim up to $600 per year from your MediSave account to pay for your outpatient MRI scans, CT scans, and other diagnostics relating to your cancer treatment.
Can I use my boyfriend MediSave?
You can use Medisave to pay your hospital bill as well as that of your immediate family, i.e. your spouse, children, parents or grandparents. If you are using your Medisave for your grandparents, they must be Singapore Citizens or Permanent Residents.
What is claimable under MediShield life?
Your MediShield Life plan will cover part D. A = MediShield Life claim limit – Under MediShield Life, the maximum claim limit per policy year is set at $150,000 with no lifetime limit on claims.
Is hypertension considered a pre-existing condition?
Hypertension (high blood pressure) is an example of one such common pre-existing condition affecting more than 33 million adults under 65.
Can I use my MediSave for my girlfriend?
You can use Medisave to pay your hospital bill as well as that of your immediate family, i.e. your spouse, children, parents or grandparents.
Can I use my MediSave for my parents medication?
Can my daughter use my MediSave?
What is the difference between MediShield and MediShield life?
MediShield will be replaced by MediShield Life. These are the key differences between the two: MediShield Life offers higher claim limits for hospital bills and outpatient cancer treatments like chemotherapy. There is no lifetime claim limit for MediShield Life, meaning you are covered until death.
Is MediShield an insurance?
MediShield Life is a health insurance to help you pay large hospital bills and selected outpatient treatment costs.
Does Medishield cover MRI scan?
1. Outpatient MRI scans, CT scans, and other diagnostics for cancer patients. For cancer patients, you can claim up to $600 per year from your MediSave account to pay for your outpatient MRI scans, CT scans, and other diagnostics relating to your cancer treatment.
Can I transfer my MediSave to sibling?
The policy change to allow the use of MediSave for a sibling’s medical expenses only applies to siblings who are Singapore Citizens or Permanent Residents (SC/PR). Patients applying to use their sibling’s MediSave have to provide proof to the medical institutions that they are SC/PR (e.g. NRICs).
Is my private insurance policy covered by MediShield Life?
If you have an IP, you are already covered by MediShield Life. The premiums you pay to your private insurer already include the premiums for the MediShield Life component. Click here for more information.
What does the MediShield Life subsidy cover?
It covers 70% of the net premium increase in the first year, followed by 30% of the net premium increase in the second year. No one should worry about losing their MediShield Life coverage because they are unable to afford the premiums. This subsidy is for families who need assistance with premiums even after the above subsidies and MediSave use.
Is my Ip already covered by MediShield Life?
If you have an IP, you are already covered by MediShield Life. The premiums you pay to your private insurer already include the premiums for the MediShield Life component. Click here for more information. Which IP should I choose?
How does MediShield Life work in hospitals?
MediShield Life is sized for subsidised treatment in public hospitals and pegged at B2/C-type wards. If you choose to stay in an A/B1-type ward or in a private hospital, you are still covered by MediShield Life. However, you will find that your MediShield Life payout will cover only a small proportion of your bill.