## How much would 145000 mortgage a month?

A $150,000 30-year mortgage with a 4% interest rate comes with about a $716 monthly payment.

### What is the monthly payment on a 150k loan?

At a 4% fixed interest rate, your monthly mortgage payment on a 30-year mortgage might total $716.12 a month, while a 15-year might cost $1,109.53 a month.

#### What is the monthly payment on a $100000 loan at 3% for 30 years?

Assuming principal and interest only, the monthly payment on a $100,000 loan with an APR of 3% would come out to $421.60 on a 30-year term and $690.58 on a 15-year one….Monthly payments for a $100,000 mortgage.

Annual Percentage Rate (APR) | Monthly payment (15 year) | Monthly payment (30 year) |
---|---|---|

5.00% | $790.79 | $536.82 |

**What is the monthly payment on a 30 year mortgage for $1000000?**

about $4,774 per month

A 30-year, $1,000,000 mortgage with a 4% interest rate costs about $4,774 per month — and you could end up paying over $700,000 in interest over the life of the loan.

**How much income do I need for a 150k mortgage?**

You need to make $55,505 a year to afford a 150k mortgage. We base the income you need on a 150k mortgage on a payment that is 24% of your monthly income. In your case, your monthly income should be about $4,625. The monthly payment on a 150k mortgage is $1,110.

## What credit score is needed to buy a 150 000 house?

It’s recommended you have a credit score of 620 or higher when you apply for a conventional loan. If your score is below 620, lenders either won’t be able to approve your loan or may be required to offer you a higher interest rate, which can result in higher monthly payments.

### How much do you have to make to buy a 130k house?

what does my salary need to be in order to obtain a 30 yr mortgage loan for 130000? A 30 yr mortgage for 130 000 at 4.125 would carry a principle and interest payment of 630.04. So if you follow the 25 of income rule your monthly salary should be 2,525.00.

#### Can I afford a 150k mortgage?

How Much Income Do I Need for a 150k Mortgage? You need to make $55,505 a year to afford a 150k mortgage. We base the income you need on a 150k mortgage on a payment that is 24% of your monthly income. In your case, your monthly income should be about $4,625.

**How much house can you afford on 140k a year?**

How much house can I afford? You can afford a $420,000 house.

**How much house can I afford if I make $150 000 a year?**

You can afford a $450,000 house.

## How much should I spend on a house if I make 150k?

This was the basic rule of thumb for many years. Simply take your gross income and multiply it by 2.5 or 3 to get the maximum value of the home you can afford. For somebody making $100,000 a year, the maximum purchase price on a new home should be somewhere between $250,000 and $300,000.

### How much income do I need for a $130000 mortgage?

#### How much is a mortgage on a 145000 home?

Assuming you have a 20% down payment ($29,000), your total mortgage on a $145,000 home would be $116,000 . For a 30-year fixed mortgage with a 3.5% interest rate, you would be looking at a $521 monthly payment. Please keep in mind that the exact cost and monthly payment for your mortgage will vary, depending its length and terms.

**What is the monthly payment for a 30-year fixed mortgage?**

For a 30-year fixed mortgage with a 3.5% interest rate, you would be looking at a $521 monthly payment. Please keep in mind that the exact cost and monthly payment for your mortgage will vary, depending its length and terms.

**How much would the mortgage payment be on a 145k house?**

How much would the mortgage payment be on a $145K house? Assuming you have a 20% down payment ($29,000), your total mortgage on a $145,000 home would be $116,000. For a 30-year fixed mortgage with a 3.5% interest rate, you would be looking at a $521 monthly payment.