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Is Convergent a real collection agency?
Is Convergent a real company? Convergent Outsourcing is not a scam. We are a third party debt collections agency with over sixty years of experience and a longtime member of ACA International.
Why am I getting calls from Convergent?
This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Convergent Outsourcing, Inc. is a debt collection agency. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose.
Will convergent do a pay for delete?
If a goodwill deletion isn’t an option for you, you can instead negotiate a pay-for-delete settlement with Convergent Outsourcing. With a pay-for-delete agreement, you can get them to agree to have the collections entry deleted in exchange for payment on the debt.
How do I remove Convergent Outsourcing from my credit report?
If you want to remove Convergent Outsourcing from your credit report, write to their address:
- Address: 800 SW 39th Street, Suite 100. Renton, WA 98057.
- Phone Number: (800) 444-8485.
- Website: www.convergentusa.com.
How can I tell if a collection agency is legitimate?
Ask the caller for a name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state attorney general . Your state regulator may be of assistance if your state licenses debt collectors.
Does convergent sue?
We do not buy or own debts – we merely act as a collections representative. Since we do not own your debt, Convergent Outsourcing does not sue consumers for outstanding debts. The original creditor still has the right to legally pursue you for the debt you owe if they fail to collect the debt through other means.
How do I stop convergent calls?
If you are receiving calls from one of our numbers in error and would like the calls to stop, you may do so in one of the following two ways: Simply call our dedicated phone number removal line (toll free) at 1-855-728-9701 and follow the guided prompts.
Does Convergent Outsourcing sue?
How do you settle a convergent debt?
Negotiating with Convergent Outsourcing At this time, the best way to negotiate your debt with Convergent Outsourcing is to call one of our representatives at 800-444-8485. Please be aware that our customer service representatives are available Monday to Friday, 7am to 5pm Pacific Standard Time.
What happens if you dont pay Convergent Outsourcing?
Under the FDCPA, Convergent Outsourcing isn’t allowed to use threats to collect a debt. However, if you don’t pay a validated debt, they could sue you.
How do you validate a debt?
The key is to be thorough in your request for debt verification. In your letter, ask for details on: Why the collector thinks you owe the debt: Ask who the original creditor is and request documentation that verifies you owe the debt, such as a copy of the original contract.
Who owns convergent?
Convergent was primarily an OEM vendor with their computers resold by other manufacturers such as ADP, AT, Burroughs, Four-Phase Systems, Gould, Mohawk, Monroe Data Systems, NCR, and Prime. The company was purchased by Unisys in 1988.
What company is called convergent?
Convergent Outsourcing, Inc. is a third party debt collection agency and member of ACA International with over 60 years of experience in the collections industry. Our company complies with the standards outlined in the FDCPA and values both professionalism and customer service.
Who is convergent owned by?
How do you dispute Convergent Outsourcing?
How do I submit a dispute with Convergent?
- Call us from 7 a.m.-5 p.m. PST Monday through Friday at 1-800-444-8485.
- Use our online contact form.
- Mail us a letter of dispute. Your letter should be straightforward and concise. Make it clear that you are seeking to dispute a debt and provide your reasoning why.