Are Netspend cards legit?
Founded in 1999, Netspend is a leading provider of prepaid debit cards, prepaid debit Mastercard and Visa cards, and commercial prepaid card solutions, with over 10 million customers served in the U.S. Netspend cards are not a scam.
Does Netspend improve your credit score?
Using Netspend cards won’t do anything to build or hurt cardholders’ credit because it doesn’t extend any credit to them. Cardholders are responsible for loading their own money into their accounts before they use their cards—otherwise, they’ll be declined.
How much money can I put on my Netspend card?
Netspend has over 130,000 reload locations all over the United States, making the card accessible for almost everyone in the country. The maximum balance for your card is $15,000, and you can load a maximum of $7,500 per day.
How much money can I put on my NetSpend card?
What is the minimum amount you can load on a NetSpend card?
The minimum amount of the initial value load is $10. However, the minimum value of the subsequent loads is not specified. That being said, the minimum and maximum dollar value of any value loads made through the NetSpend Reload Network will be established by the individual reload location.
How much money can I deposit on my netspend card?
Load almost anywhere Netspend has over 130,000 reload locations all over the United States, making the card accessible for almost everyone in the country. The maximum balance for your card is $15,000, and you can load a maximum of $7,500 per day.
How much does it cost to put money on my netspend card?
Load fees vary from zero to $3.95. Find the lowest-cost Netspend Reload Network location nearest to you.
What bank does Netspend use?
The Netspend Visa Prepaid Card is issued by The Bancorp Bank, MetaBank®
What bank is with NetSpend?
How much can you withdraw from an ATM with a NetSpend card?
You can only withdraw six times every 24 hours. The daily Netspend ATM withdrawal limit is $940. The daily limit is practical for all accounts and account balances. The overall withdrawal limit for Netspend is $4999.99.
How do I put money on my NetSpend card?
How do I add money to my Netspend card account?
- Direct Deposit. Direct Deposit is a convenient and free way to add your paycheck or government benefits check to a Netspend Prepaid Debit Card.
- Netspend Reload Network Locations.
- Bank Transfers.
- PayPal®.
- Transfer Money Between Netspend Card Accounts.
- Tax Refunds.
How much does it cost to load a NetSpend card?
Does netspend charge monthly?
The pay-as-you-go plan has no monthly fees, whereas the monthly plan charges $9.95 a month. Luckily, you can reduce your monthly plan to $5 if you receive at least $500 a month in payroll checks or government benefits each month.
How does netspend verify your identity?
WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account.
How much money can I deposit on my NetSpend card?
How much money can be put on a Netspend card?
Can I use my Netspend card anywhere?
As long as you have funds in the account, you can use the card at any location that accepts Visa and Mastercard. How much does Netspend cost? Netspend does not charge an activation fee.
What are the pros and cons of a Netspend card?
Netspend Prepaid Card Review 1 Best for: People who want a payment card that doesn’t let you go negative or charge overdraft fees, unless you opt into overdraft coverage. 2 Netspend Card Pros. Easy access to adding and withdrawing cash within a network of retailers. 3 Netspend Card Cons. 4 General information about prepaid debit cards.
How long does it take to get a Netspend card?
It takes seven to 10 business days to receive your Netspend card in the mail. How do I get a Netspend card? You can apply for a Netspend card online. You need to verify your identity, but there is no credit check required. The company asks you to provide your name, street address, date of birth and some additional personal information.
Is Netspend legit or a scam?
Is NetSpend Legit? NetSpend is a legitimate prepaid debit card company. NetSpend cards are protected through the FDIC and protected from unauthorized transactions with Visa or MasterCard’s Zero Liability Protection. This means that you’ll get all of the protection that you would get with any other type of card.