Table of Contents
Is it hard to get financed for a hot tub?
What credit score do you need to finance a hot tub? To qualify for zero-equity hot tub financing you should have a credit score of 640 or higher. If you do not have a credit score of 640 or better, you may still qualify for hot tub financing. Some lenders may allow you to apply with a co-applicant.
How many months can you finance a hot tub?
36 to 60 months
Length of Repayment for Hot Tub Finance Agreements Typically, spa finance repayment terms range from 36 to 60 months, or three to five years. Since quality hot tubs can last a decade or more, even a 60-month plan will allow you to enjoy your hot tub long after your final payment.
Can I negotiate hot tub prices?
Don’t be afraid to negotiate. There are huge mark-ups on hot tubs, especially when you start adding extra features, so there’s always a little room to negotiate when it comes to your final purchase price.
Can you finance a softub?
Apply For Financing. Softub Spas® provides financing as low as $51 a month! Please fill out the form below to apply for financing. Your information is secure and will not be sold to a third-party company.
Can you buy a hot tub with a credit card?
You may be able to finance an inexpensive hot tub with a credit card — ideally one with a 0% APR intro offer — but not everyone will have the credit limit to purchase a high-end hot tub with plastic. Depending on the one you choose and how much cash you have on hand, you have four options to pay for your hot tub.
What is the difference between a soft tub and a hot tub?
Hot Tub Use The separate heating element on a traditional hot tub means that the tub must be heated to a minimum of 104 degrees-the cost on average runs $30-$60 a month. Softubs do not have a separate heater-they can be continuously heated to your comfort level from 80-106 degrees.
Are Softubs any good?
If you only have so much to spend, even an older analog model of Softub beats the new inflatable Intex spas by a long road. And it is MUCH more comfortable than the hard body tubs to sit in. We’ve had all three kinds, and the Softub is unchallenged in ease and economy.