How does remote check deposit work?

How does remote check deposit work?

What is remote check deposit? Remote deposit allows someone to deposit checks to an account without handing over the physical check to the bank. They simply snap a photograph or scan the front and back of a check, then transmit it electronically.

Why is my remote deposit not working?

The most common reason why your mobile check deposit is not working is because you forgot to sign the back of your check. Before you take a picture, make sure you’re always endorsing your check. That way you don’t have to go back and start the process over again.

Can a bank reject a deposit?

A deposit is normally rejected for one of two reasons: The address we hold for you doesn’t match the one registered with your bank, or. The payment fails online.

Why hasn’t my direct deposit hit my bank account?

Give it a Few Days. Sometimes when your direct deposit doesn’t show up as planned, the reason is simply that it has just taken a few extra days to process. This might be due to holidays or because the request to transfer money accidentally went out after business hours.

Why is my deposit pending?

A pending deposit is money that has been deposited, but not yet authorized for release. Pending deposits show on your account so that you are aware that the actual deposit is processing and forthcoming. Each pending deposit comes with a release date from the company/individual making the deposit into your account.

What is deposit on-site®?

PNC’s Deposit On-Site ® service provides an efficient way to streamline deposit preparation and eliminate multiple trips to the bank. You can easily capture images of consumer and business checks and related remittance coupons received at your office and transmit the check images to PNC for processing.

How do I deposit checks using PNC remote deposit?

Key in the deposit amount using PNC Remote Deposit and scan your checks. The check image (s) are then transmitted to PNC to be deposited into your PNC Bank business checking account.

What account types are eligible for PNC remote deposit?

A PNC business checking account and PNC Online Banking is required to use this service. Not all accounts or account types may be eligible for PNC Remote Deposit. Eligibility for PNC Remote Deposit is subject to bank approval. Customers can access and apply for PNC Remote Deposit directly through PNC Online Banking.

What do I need to use PNC mobile deposit?

Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.