How bad is a 634 credit score?
Your score falls within the range of scores, from 580 to 669, considered Fair. A 634 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.
Can I get approved with a 634 credit score?
You should be able to get approved for a credit card with a 634 credit score—you’ll just probably be given an interest rate around 20 percent.
How bad is a 624 credit score?
A FICO® Score of 624 places you within a population of consumers whose credit may be seen as Fair. Your 624 FICO® Score is lower than the average U.S. credit score. Statistically speaking, 28% of consumers with credit scores in the Fair range are likely to become seriously delinquent in the future.
What is a good credit score in 2020?
For a score with a range between 300 and 850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most consumers have credit scores that fall between 600 and 750.
Is a 634 good on a diagnostic test?
A credit score of 634 isn’t “good.” It’s not even “fair.” Rather, a 634 credit score is actually considered “bad,” according to the standard 300 to 850 credit-score scale.
Can I buy a house with a 626 credit score?
If your credit score is a 626 or higher, and you meet other requirements, you should not have any problem getting a mortgage. Credit scores in the 620-680 range are generally considered fair credit. There are many mortgage lenders that offer loan programs to borrowers with credit scores in the 500s.
Can I buy a new car with a 624 credit score?
You can probably get a car loan with a 624 credit score, although your interest rate and APR may be a on the high side. With a 624 credit score, you’re in the nonprime range, which means you’re going to have a higher rate due to the lender’s perceived risk of your credit profile.
Can you get a loan with a 625 credit score?
If your credit score is a 625 or higher, and you meet other requirements, you should not have any problem getting a mortgage. Credit scores in the 620-680 range are generally considered fair credit. There are many mortgage lenders that offer loan programs to borrowers with credit scores in the 500s.
Is a 665 credit score Good?
A FICO® Score of 665 places you within a population of consumers whose credit may be seen as Fair. Your 665 FICO® Score is lower than the average U.S. credit score. Statistically speaking, 28% of consumers with credit scores in the Fair range are likely to become seriously delinquent in the future.